Services
Debt recovery is a highly special activity involving sensitive, cautious and meticulous care. We fully recognize that we are dealing with differently sensitive issues while recovering the delinquent accounts. We always adopt a considerate, friendly and courteous approach where it requires with the debtors to ensure better business relationship whilst simultaneously protecting the interests of our clients. Our professional approach of our best talented team in conjunction with update Technology applied in contact and correspondence has yielded proven and impressive results.
We are giving the following services :-
Recovery - Retail Loans
Aequitas is having high expertise in the recovery of bad debts which is more than 180+ DPD.
We have a dedicated team that works predominantly on these cases and achieves a target recovery month on month on given portfolios.
The effective skip tracing skills of our team is behind the same.
(Services to bank and NBFC finance companies having Book sizes of around 300 crores.)
Unsecured Loan
Aequitas involve in collect delinquent debts of Personal Loan, Business Loan, Credit Card Loans.
Our support will extended our clients for 138 Act and Arbitration.
Contact delinquent borrowers and convince them to reply what they owe. It has efficient Field Executives, Tracing & Tele calling Team to trace the borrowers.
Aequitas handle timely and successful collection efforts and handle high Volume and Value of Accounts with all our respective bank clients. Experts’ debt collectors provide high- quality service to obtain ideals results. Managers and executives also attend join visits on field , our team strong in visiting permanent address.
Secured Loan
Aequitas involve in collect delinquent debts of Housing Loans, Vehicle Loans, Auto Loans, Loan against Property. Our support will extended our clients for Sarfaesi Act and Arbitration.
Aequitas is having an established in house legal team with advocates having expertise in various core legal areas and with the help of its legal team could be able to obtain orders from District Collector, for taking possession of immovable properties under Sarfaesi Act. Further, the team of advocates spread over the entire Tamil Nadu are involving in various legal recovery activities, which includes filing execution petitions based on Decree and Award, Negotiating with the judgement debtors/borrower/guarantor for effective out of court settlement.
Aequitas expertise in repo two wheeler, with proper legal formalities and client protocols.
Tracing Tools
Having expertise in tracing immovable property of the default customers.
Aequitas had traced property worth 25 crores and had securitized the unsecured loan to the tune of 12-15 crores in the last two years.
Field Visit
- Visit customer in right place , if skip executive will trace new address
- Visit permanent address
- Assessing Net worth of the Borrower
- Negotiation
- Expediting the Legal Process in execution proceedings
- Identifying and attaching Movable and Immovable Assets
- Loss recovery requires joint operation of field and legal activities, and Aequitas can handle both effectively to achieve higher success rates
